How It works - Bad Credit Auto Loans & Vehicle Financing | The Car Loan Guys
The Car Loan Guys have already helped thousands of Canadians find the best car loan options for them by maintaining and building a vast network of partner dealers in every province in Canada.

Step One: Select a Vehicle

In Step One, we ask you to select a vehicle class. By no means does this limit you to only this type of vehicle. The purpose of this question is to better identify your needs and enables us to have a better understanding of the monthly payment amount you can afford. We also invite you to use our Car Loan Calculator if you are not sure what you can afford and want to know ahead of time.

Step Two: Complete Our Car Loan Application Form

You will need to provide some personal information on the application form. We only ask for the information we need to help match you with a partner dealer to ensure you can obtain financing. Please be prepared to provide your current address, employment details, and contact information. We also use this information to help determine what type of payment will work best within your budget.

During this step, we may need to contact you to ask some further questions and obtain more information to move forward with the car loan application process. By evaluating your vehicle needs and budgetary needs, we obtain a better picture of the vehicle that will be the right choice for you.

Step Three: Be Matched with Our Partner Dealerships

We have a vast network of partner dealerships in every region in Canada. Using the information gathered in Steps One and Two, we find a certified dealer in your area that has the vehicle class you desire, along with the financing to fit your budget. The dealer will contact you directly to discuss your options and what type of offer they are able to make.

Will Bad Credit Affect Getting Financed?
Here at The Car Loan Guys, we believe bad credit should not prevent you from obtaining vehicle financing. We are truly dedicated to providing you with an easy solution to finding a vehicle and obtaining the financing you need, through our stress-free and simply processes.

Instant Online Approval

It only takes a minute to get approved and we only ask for
the info we really need.

Instant Online Approval

It only takes a minute to get approved and we only ask for the info we really need.